Home Equity Options

You’ve poured your heart and soul into your home, it’s about time it returns the favor. Use your home’s equity to get low-interest financing on your next big purchase. Vacations, renovations, or college educations…the choice is up to you!

If your home's value has gone up or you've paid down a significant portion of your mortgage, a loan or line of credit can provide the financial assistance you need to take the next big step, whatever that may be. Let these benefits put a smile on your face:

  • Get financing for almost any purpose
  • Based on current home's value
  • Interest may be tax deductible*
  • Loans and lines of credit available
  • Local underwriting & processing
  • Experienced mortgage lenders
  • Commitment to one-on-one service
  • Streamlined application process


Borrow a defined amount for a specific period of time. Your payments and your rate are fixed, so you'll have the stability of knowing what your payments are each month.

  • Fixed interest rate
  • Fixed monthly payment
  • Flexible repayment terms

Line of Credit

Our Cost Cutter Home Equity Line of Credit (HELOC) is like a home equity loan, but instead of a one-time disbursement of funds, you can get pre-approved up to a certain amount and access funds as you need them. You can even use it as overdraft protection for your checking account!

  • May be used as overdraft protection
  • Interest charged only on what you use
  • Pay it off and use it again

*Consult your tax advisor.