Kasasa Cash

You deserve more than just free checking -- you deserve a free checking account that pays you back in cash. Kasasa Cash is just that account -- and more! Get more rewards, more convenience, and more service. Free Kasasa Cash checking earns up to a 1.05% APY* -- that's way above the national average. Plus get refunds on your ATM fees, nationwide.*


  • Earn 1.05% APY* on balances up to $15,000
  • Earn 1.05% to 0.31% APY on balances over $15,000 depending on balance in account*
  • Earn 0.05% APY* if qualifications aren't met
  • Nationwide ATM surcharge fee refunds up to $25.00 per monthly qualification cycle
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free debit card
  • Free online banking with bill pay
  • Free mobile banking
  • Free eStatements with check images
  • $100.00 minimum opening balance
  • Add Kasasa Saver® for an automatic way to save more each month!
  • Free access to Identity Theft Services through our partnership with Identity Theft 911®


With Free Kasasa Cash, it's easy to qualify! Just do the banking basics (we call them "qualifications") to earn a higher APY and your refunds on ATM fees. To earn your full rewards, simply complete the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 15 debit card purchases that post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled in and agree to receive e-statement notice
  • Maintain a valid email address on record with First Security Bank & Trust

If you don't meet the qualifications in a given cycle, don't worry -- you still get free checking. And you can earn the rewards the very next time you qualify!

  • No Surprises

    No Surprises

    What's Kasasa? It's like never getting surprised by an ATM fee. Watch this video to find out more.

*The minimum to open account is $100.00. When the monthly qualifications are met, interest earned and ATM surcharge fee refunds will be credited to your account on the day the statement cycles. Qualifying transactions must post and settle the Kasasa Cash account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the Kasasa Cash account. ATM-processed transactions and transfers between accounts do not count as qualifying transactions. The monthly qualification cycle is not the same as your monthly statement cycle. Monthly qualification cycle means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. APY=Annual Percentage Yield. APY is accurate as of 5/13/2015. Rates may change after the account is opened.