Deposit Rates

Checking Accounts

Effective Date: Wednesday, November 20, 2019

ProductOn BalancesInterest Rate PaidAPY*
http://fbt.resultspw.com/personal/checking/kasasa_cash/On balances up to $15,000.001.05%1.05%Open Now
On balances over $15,000.000.31%0.31%

*Annual Percentage Yield (APY) is accurate as of the date posted. These rates may change at any time without prior notice. Fees may reduce earnings.

Savings Accounts

Effective Date: Wednesday, November 20, 2019

ProductOn BalancesInterest Rate PaidAPY*
Kasasa Saver1On balances less than or equal to $50,000.001.30%1.31%Open Now
On balances greater than $50,000.001.30% - 0.45%1.31% - 0.53%
If qualifications are not met (paid on entire balance)0.05%0.05%
Balance is equal to or greater than $10,000.00 but less than $50,000.000.10%0.10%

*Annual Percentage Yield (APY) is accurate as of the date posted. These rates may change at any time without prior notice. Fees may reduce earnings.

1Minimum to open a Kasasa Saver account and obtain annual disclosed percentage yield is $100.00. Balances $10,000.00 or below in the Kasasa Saver account receive an APY of 1.31% if qualifications in the Kasasa Cash Back account are met during the monthly qualification cycle. Balances greater than $10,000.00 receive an APY of 0.45% on the portion of the balance greater than $10,000.00 if qualifications in the Kasasa Cash Back account are met during the monthly qualification cycle. As a result, the APY for balances greater than $10,000.00 will range from 1.31% - 0.53% if qualifications in the Kasasa Cash Back account are met during the monthly qualification cycle, depending on the balance in the account. If qualifications in the Kasasa Cash Back account are not met, the APY will be 0.05% on all balances in the Kasasa Saver account. Qualifying transactions must post to and settle the Cash Back account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle the Cash Back account. ATM transactions and transfers between accounts do not count as qualifying transactions. The monthly qualification cycle is not the same as your monthly statement cycle. Monthly qualification cycle means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.

Certificates of Deposit

Effective Date: Wednesday, November 20, 2019

TermMinimum Required Opening DepositInterest RateAPY*
48-59 Months$2,500.00
$10,000.00
$50,000.00
1.00%
1.50%
1.75%
1.00%
1.51%
1.76%
Open Now
60 Months$2,500.00
$10,000.00
1.20%
1.25%
1.21%
1.26%
Open Now

*Annual Percentage Yield (APY) is accurate as of the date posted. These rates may change at any time without prior notice. Substantial penalty may be assessed on funds withdrawn prior to maturity on time deposits.