To send money, log in to your First Security Online Banking and choose Bill Pay from your list of options on the left hand side, and once in Bill Pay, choose PopMoney. Send money to anyone using their email address, mobile number, or bank account information. You will be notified once the transaction is completed.
The recipient will get an email or text message telling them that someone has sent them money. If the recipient is a First Security customer, that person just logs in to their Online Banking to retrieve the funds. If the recipient’s bank offers Popmoney, the recipient can log in to their account and direct the funds there. If the recipient’s bank does not offer Popmoney, the recipient can provide their bank account information at Popmoney.com. The recipient’s money will be sent to that account. If the recipient does not provide their account information within 10 days the payment will be automatically returned to the sender’s account.
Popmoney is an innovative payment service offered by First Security that eliminates the hassles of checks and cash. Now, sending and receiving money is as easy as emailing and texting. Best of all, you don’t need a new account to send or receive money. Just use your current bank account.
Use Popmoney to:
Popmoney is easy and convenient for you and the people you send money to... they can simply receive the money into their bank account online, saving them a trip to the bank.
There are fees associated with each Popmoney transaction.
Fees may apply for faster delivery and they would be shown when you select the date you’d like the transfer to happen.
No, your bank account information, and the bank account information of your recipient, will always remain confidential. Your recipient will see your first name, last name, the message you wrote for the payment, and your email address or mobile phone number, depending on how you sent the payment.
Popmoney enables anyone to send you money using your email address or mobile phone number. To ensure you receive these payments, you need to register and verify your email address and mobile phone number. We’ll inform you when your payment is processed, when your recipient has deposited the payment, and if any changes are made to your Popmoney profile. We will also inform you in the event that your payment fails. In addition, for your protection we may send you a text message with a verification code to your mobile phone when you send money.
Funds will be deducted from the customer’s account right away.
If the payment is initiated before 9:00pm on a business day, the funds will be debited from your account on the same day.
If you make a payment after 9:00pm or on a non-business day, the funds will be deducted from your account on the next business day.
Please call the sender to have them edit the mobile phone number; the sender can edit the mobile phone number to the correct one by clicking Activity and editing the payment within the Popmoney personal payment service from their bank or at www.Popmoney.com. Do not attempt to deposit this payment. We will return the funds to the sender if you are unable to verify access to the mobile phone.
Automatic deposit is the easiest and fastest way to receive money. It allows you to designate one account into which all incoming payments are deposited. Once the automatic deposit is turned on, there’s nothing more for you to do - all payments made to you will be automatically deposited into your selected account and you will be informed via email when the funds are available. You can edit automatic deposit settings in Preferences once you are logged into Popmoney in Online Banking.
For your protection, limits have been created on how much money and how many payments can be sent during various time periods. This amount may vary and will be displayed to the user within the Popmoney transfer screens.
A customer can view their limits by going into their Popmoney screen and creating a payment - once you enter in the “To” field and the dollar amount a question mark will appear to the right of “Amount” - click on this question mark and it will let you know your daily and monthly limits
The recipient has 10 days from the send date to deposit the payment, after which the payment expires. When this occurs, the funds are returned to the sender’s First Security account.
No, currently you can only use Popmoney® to send money within the United States. If you send a payment to your contact’s email or mobile, your contact will be required to provide a US bank account to receive the funds. Otherwise, the payment cannot be processed and the funds will be returned to your bank account.
Visit our website at 1stsecuritybank.com or contact us at: 1.800.272.0159 or (641) 228-2343
Below is a list of the possible payment statuses and their definitions:
Yes, you may cancel a payment anytime before or on the send date. We will notify your contact if you cancel the payment on the send date.